{"product_id":"paycheck-to-paycheck-bill-survival-planner","title":"Paycheck-to-Paycheck Bill Survival Planner","description":"\u003cp\u003e\u003cstrong\u003eKnow what is coming in,what is going out, and where the squeeze happens.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eYour budget says there's enough. Your bank account says otherwise, three days before\u003cbr\u003epayday. That's a timing problem, and a monthly budget can't see it.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003eThis planner puts every paycheck and every bill on a calendar and adds them up day by\u003cbr\u003eday for 13 weeks. It points to the exact date your balance could dip below zero, often\u003cbr\u003eweeks ahead, so you have time to move a date, make a call, or adjust.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003eYou type in yellow boxes and pick from drop-down lists. The spreadsheet does the math.\u003cbr\u003eA filled-in sample household and a step-by-step guide show you exactly what to do. No\u003cbr\u003ebank login, ever.\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eIt's an organizing tool. It can't erase debt or change a credit score, and it won't tell you\u003cbr\u003ewhich bill to skip. It helps you see clearly and keep track of every conversation.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003cstrong\u003e\u003cspan style=\"text-decoration: underline;\"\u003eWhat you get\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eExcel workbook, blank (16 tabs, including START HERE: income, bills, weekly forecast,\u003cbr\u003ecalendar, weekly review, variable income, essentials, late bills, debts, creditor contacts,\u003cbr\u003esubscriptions, groceries, emergency budget, glossary)\u003cbr\u003eThe same workbook filled in for a fictional sample household\u003cbr\u003e33-page PDF guide: 10-minute quick start, 12 step-by-step tasks, sample walkthrough,\u003cbr\u003eshortfall framework, formulas in plain English, troubleshooting, FAQ, glossary\u003cbr\u003e12 printable worksheets, including a paycheck and bill calendar\u003cbr\u003eQuick-reference page and setup checklist\u003c\/p\u003e","brand":"Rafter JB Designs and Boutique","offers":[{"title":"Default Title","offer_id":50313273737493,"sku":null,"price":17.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0883\/8964\/8661\/files\/Paycheck-to-PaycheckBillSurvivalPlanner.png?v=1792810974","url":"https:\/\/rafterjbdesigns.myshopify.com\/products\/paycheck-to-paycheck-bill-survival-planner","provider":"Rafter JB Designs and Boutique","version":"1.0","type":"link"}